Navigating the credit card rewards options can be daunting with so many alternatives available, each offering different offers, benefits, and advantages. We've optimized the process to assist you in beginning in less than 5 minutes, with continuous monitoring so that you are always informed if there are better cards available for you.
**Analysing Your Spending Habits**
The first step is to determine your monthly expenses across different categories such as:
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- Online
- Tap-and-go
- Food and beverage expenses
- Foreign Currency Spend
- General Spend
This information helps us gain insight into your spending patterns and identify the optimal collection of credit cards based on your spend.
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**Custom Credit Card Recommendations**
Next, our automated tool compares your spending patterns with our database of credit cards to calculate the potential rewards you could earn from various credit cards, considering factors like reward rates, caps, and exclusions.
We ensure our database is current of credit card offers from all key financial players in Singapore, including miles and cashback cards as well as Sign-up Bonuses.
We also provide options for further optimization such as only focusing on select bank offerings or no-fee options for the first year.
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**Ongoing Updates and Suggestions**
Since card benefits can change over time, our platform regularly refreshes its recommendations based on your usage patterns and alerts you of changes to your selection to enhance your miles earned. This proactive method ensures you always have the ideal set of cards to gain the most advantages.
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