Understanding the credit card rewards arena can be confusing with so many choices available, each offering different offers, benefits, and advantages. We have streamlined the process to help you get started in less than 5 minutes, with perpetual monitoring so that you are always kept updated if there are improved choices for you.
**Evaluating Your Spending Habits**
The first step is to understand your monthly expenses across different categories such as:
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- Online
- Contactless
- Restaurant spending
- International payments
- General Spend
This information helps us gain insight into your spending patterns and identify the best set of credit cards based on your spend.
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**Tailored Credit Card Recommendations**
Next, our artificial intelligence system compares your spending patterns with our collection of credit cards to calculate the potential rewards you could earn from various credit cards, considering factors like reward rates, caps, and exclusions.
We maintain an updated database of credit card offers from all key financial players in Singapore, including air miles and rebate options as well as Enrollment Offers.
We also offer options for further optimization such as only filtering cards by banks or fee-waived cards initially.
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**Dynamic Tracking and Advice**
Since offers and conditions can change over time, our platform continuously updates its recommendations based on your usage patterns and informs you of changes to optimize your setup to enhance your miles earned. This proactive method ensures you always have the best credit card portfolio to achieve the highest returns.
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