Navigating the credit card benefits arena can be daunting with so many selections available, each offering different offers, benefits, and advantages. We've optimized the process to help you get started in less than 5 minutes, with perpetual monitoring so that you are always aware if there are improved choices for you.
**Understanding Your Spending Habits**
The first step is to analyze your monthly expenses across different categories such as:
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- Digital payments
- Wireless transactions
- Restaurant spending
- International payments
- General Spend
This information helps us gain insight into your spending patterns and identify the optimal collection of credit cards based on your spend.
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**Custom Credit Card Recommendations**
Next, our AI-driven platform compares your spending patterns with our collection of credit cards to evaluate the potential rewards you could earn from various credit cards, considering factors like earning ratios, caps, and exclusions.
We maintain an updated database of credit card offers from all leading banks and providers in Singapore, including reward and discount cards as well as Sign-up Bonuses.
We also provide options for further optimization such as only focusing on select bank offerings or fee-waived cards initially.
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**Ongoing Updates and Suggestions**
Since credit card terms can change over time, our platform continuously updates its recommendations based on your usage patterns and notifies you of changes needed in your card portfolio to boost your rewards collection. This dynamic approach ensures you always have the optimal selection to gain the most advantages.
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